Calculators – Kuljinder Singh

CALCULATORS

Run the numbers

Free, accurate tools built on Canadian mortgage rules — then get a real quote in 60 seconds.

Mortgage Payment Estimate your monthly payment, including CMHC insurance if you’re putting less than 20% down. Open calculator →

Affordability Find out how much home you can afford based on your income, debts and down payment. Open calculator →

Refinance Break-Even See whether breaking your mortgage to refinance actually saves you money — and how fast. Open calculator →

Rent vs. Buy Compare the true cost of renting against buying over the years you plan to stay. Open calculator →

Land Transfer Tax Every Canadian province — plus Toronto’s municipal tax and first-time buyer rebates. Open calculator →

Closing Costs Your full closing-day bill anywhere in Canada: transfer tax, legal, title, tax on CMHC and more. Open calculator →