You Can’t Build a House You Can’t Flush a Toilet In: The Real Reason Ontario Isn’t Building Low-Rise Homes
The reason there aren’t more houses being built near Newmarket, Aurora and East Gwillimbury has almost nothing to do with builders, interest rates, or demand. It’s that the pipes aren’t there. You cannot build a house you can’t flush a toilet in, and across some of the fastest-growing parts of Ontario, the sewage capacity to serve […]
The Equifax & TransUnion Class Action: What Credit Report Errors Mean for Your Mortgage
A proposed class action filed this spring is putting Canada’s two big credit bureaus — Equifax and TransUnion — under an uncomfortable spotlight. The allegation at its core is one I see the consequences of regularly as a mortgage broker: credit reports that contain errors, and the real financial damage those errors do to ordinary people. Here’s what […]