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The First-Time Buyer Checklist
Everything to do — and everything not to do — on one page. This is the exact list I walk my own clients through. Print it, stick it on the fridge.
Kuljinder Singh
Mortgage Broker
(437) 876-7023
Your business email
First-Time Home Buyer Checklist
A simple checklist to help you prepare, compare options, and buy with confidence.
- Review your credit report before applying
- Set a realistic monthly payment budget
- Plan your down payment and closing costs
- Get pre-approved before house hunting
- Compare mortgage options from multiple lenders
- Understand your payment frequency
- Budget for legal fees, inspection, and moving costs
- Keep your finances stable before closing
- Do not open new credit accounts during approval
- Review conditions before removing them
- Confirm your closing date and insurance
- Keep a small emergency fund after you move